Here’s Your Truist Routing Number (2024)

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SunTrust (now Truist) Routing Number | United StatesBB&T Routing Number | United StatesWhat Is Truist Bank's Routing Number? (2024)

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Easily find Truist Bank’s routing number – 061000104 – by visiting their official website or contacting customer service. Before you use that number, keep in mind that Truist was formed by a merger of SunTrust Bank and BB&T Bank, so your routing number may be different.

About Truist

In 2019, SunTrust Bank and BB&T Bank merged to form Truist, becoming the sixth-largest commercial bank in the United States at the time. Truist offers a range of banking services from personal to business. You can open deposit accounts like a savings account, checking account or CD accounts. They also offer wealth management and loan services.

What Is a Truist Routing Number?

A routing number is a nine-digit number that determines where your money goes when it is transferred between bank accounts in the U.S. They are also called ABA numbers.

Using the right number is very important, since the wrong one will end up with your direct deposit, check or ACH transfer going to the wrong bank. Keep in mind that your Truist routing number may match a routing number from SunTrust — which is 061000104, the same as the Truist routing number — or BB&T, which had different routing numbers for each state it served.

To find your BB&T routing number, think back to what state you opened your account in.

What Routing Numbers Mean

The nine digits in a routing number each correspond to an identifying attribute.

The first four digits are used to identify the Federal Reserve district and the bank’s location. The following four digits would identify the specific bank, like Truist. The final digit, the “check digit” is used to help prevent fraud and validate the entire number.

How To Find Your Truist Routing Number

Finding out what your routing number is can be frustrating with just one bank. Adding the complications involved in merging two banks makes it that much harder.

You can find your Truist routing number in a few different ways:

• By contacting Truist
• Looking at a check or your bank statement
• Logging into your account online

If you’re unsure that you have the right routing number, it’s important to contact Truist at 844-487-8478, because your money might end up in the wrong account if you have the wrong routing number.

Finding Your Routing Number on a Check

Routing numbers are located at the bottom left of your checks, but they will sometimes be closer to the middle. The first nine digits in this string of numbers would be the routing number.

The following digits are your account number and the check number.

Truist Routing Number for International Wire Transfers

If you need to receive money from an international transfer to your Truist account, you’ll want to provide the sender with the Truist SWIFT code, as well as your account number. The SWIFT code for Truist is SNTRUS3A — sometimes you’ll find XXX at the end, which indicates that Truist does not have specific branch codes within its SWIFT code.

What Is a SWIFT Code?

A SWIFT code is an 8 to 11 digit series of letters and numbers used to identify a bank for international money transfers.

The first four characters are the bank’s code, the next two characters are the country code and the following two characters signify the location of the bank’s headquarters. The final three characters are optional and identify the location of a specific bank branch.

What You’ll Need for a Truist International Transfer

Truist allows you to set up wire transfers through its online portal or with a bank representative. For you to receive an international wire transfer to your Truist bank account, the sender will need to provide the following information.

1. The amount of money being transferred
2. The frequency of the transfer, if it is recurring
3. The date the money should be transferred
4. The reason for the transfer
5. Your bank account information, including the account number and SWIFT code

They may also need to provide some of your personal information, such as your address.

Takeaway

It is vitally important to make sure you have the correct routing number before you set up a direct deposit, ACH transfer or otherwise move money between bank accounts. If you’re uncertain of your routing number, account number or any other information needed for the transfer, call your bank.

Information is accurate as of Feb. 26, 2024.

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